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Auto Accident Attorneys The long-term consequences of a crash could leave you with expensive medical bills, a decreased income, and suffering. The person who caused your accident should be liable to compensate you for these losses. A New York City auto accident attorney can help you obtain full compensation for your losses. An experienced car accident lawyer will also shield you from unreasonable denials by insurance companies. Distracted driving Every driver has the responsibility to drive in a safe manner and pay attention to the road. Distracted driving is the leading cause of collisions and near-collisions and is incredibly dangerous for other drivers on the road. If you've been injured by a motorist who is distracted, you could be eligible for compensation. Distracted driving could include eating, reaching out for items in the car, interacting and interacting with passengers, adjusting dashboard controls, such as the temperature or radio, personal grooming like shaving or applying makeup, and more. This could mean eating, grabbing items in the car, interacting with other drivers as well as adjusting the controls on the dashboard like the radio or temperature, personal grooming like shaving or applying makeup and much more. According to research conducted by the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, approximately 80 percent of all crashes and 65 percent of close-collisions involve some form of driver distraction. Even taking your eyes off of the road for five seconds when you're driving at 55 mph could increase the risk of your crash by a factor of two. An experienced attorney for auto accidents can assist you if been injured in an accident caused by the driver who was distracted. They will review your case and present the most persuasive arguments for full compensation. This includes covering all your ongoing and future expenses. Car crashes Car accidents can take a variety of forms that range from simple fender benders, to devastating head-on collisions. The kind of accident determines liability, as does the severity and extent of injuries to the victims and their financial losses. National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver error is the most common cause of motor vehicle accidents. Even the tiniest distractions such as flipping through radio stations applying makeup or looking at a map can cause an injury or accident. Other causes of car accidents include reckless driving, speeding, drunk driving, poor road conditions and weather, and older or inexperienced drivers. A competent New York City car accident lawyer will examine your case and determine the parties responsible for your financial losses and injuries. They can also discuss with the insurance company to negotiate an equitable settlement of your claim. A skilled auto accident lawyer will help you get the amount you are due, which includes for past and future medical expenses loss of wages, physical and mental distress, and other damages. They can also ensure that your claim includes the coverage of uninsured or under-insured motorists should it be required. This is especially crucial if the person at fault has no insurance, or is only carrying the minimum amount required by New York law. Uninsured or underinsured drivers Some drivers choose not to carry insurance for their car, and others have only a small amount of coverage. It can be difficult to recover compensation if an uninsured or uninsured motorist is the cause of a collision. In these instances it is crucial to have a knowledgeable lawyer representing you and the insurance company. When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is typically part of a full-coverage insurance policy, and it can provide important protections in the event of a serious accident. The procedure for filing UIM/UM claims is similar to the typical auto accident claim. It usually involves submitting copies of your medical bills and auto repair bills. The insurance company will examine these along with other documents to determine where your losses fall within the bounds of the other driver's coverage. It's important to consult an New York City auto accident lawyer as soon after the crash as possible and make a UIM/UM claim as soon as you can especially when the other driver claims they do not have insurance or have inadequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss. Property Damage If your vehicle was damaged in a collision and you are seeking compensation for the repairs by contacting the insurance company. auto accident attorney st joseph can assist you in filing a claim and recuperate economic and non-economic losses, such as medical bills and lost wages. You may be entitled to compensation for your discomfort and pain. We will carefully examine the damage done to your vehicle and then record all physical evidence for your case. This includes taking photos of the scene of the accident and your property, as well as any damage, like scratches and broken glass. We will also gather any police reports or accidents and any information about witnesses. The law that is in force in New York State is comparative negligence that means that even if you are found to be partly responsible for the incident, your damages will be reduced by the proportion of the liability you have been assigned. The defendant could also be found to be solely responsible for the accident, and therefore not entitled to any compensation. Be wary of giving any written or oral declarations to representatives from the at-fault party's insurance companies, as these can be used against you in court. It is also essential to see a physician immediately after your accident, as some injuries take time to manifest and could be used against you if you try to get compensation for your injuries later.